Cobos, et al. v. National General Insurance Company et al.

• A class action lawsuit may affect your legal rights if you purchased a California automobile insurance policy underwritten by Integon National Insurance Company (a “National General” branded company) that was rescinded on or after May 14, 2015 based on an alleged failure to disclose a household member on your insurance application. Please read the notice carefully.  

• The case — Cobos, et al. v. National General Insurance Company et al., Case No. CIVDS1914609 — is currently pending before the Honorable Judge Joseph T. Ortiz in the Superior Court of California, San Bernardino County. 

• In a class action, one or more people sue on behalf of all people who have similar claims. Together, all of these people are called a Class and the individuals are called Class Members. One court resolves the issues for all Class Members, except for those who exclude themselves (opt-out) from the Class. 

Your legal rights will be affected whether you act or do not act. You should read the entire Notice carefully.

NATURE OF THE ACTION 

Individuals who purchased a California automobile policy underwritten by Integon National Insurance Company that was rescinded on or after May 14, 2015 based on an alleged failure to disclose household members on an insurance application (referred to as “Plaintiffs”) have sued National General Insurance Company, Integon National Insurance Company, and National General Management Corp. (referred to as “Defendants”). Plaintiffs allege that Defendants improperly rescinded policies and denied collision claims for each Class Member. Plaintiffs assert breach of contract and bad faith causes of action under California law and seek damages in the form of recovery of either the insured’s vehicle repair costs or the fair market value of the insured’s vehicle, as well as punitive damages.  Defendants deny these allegations and dispute liability. The case is currently set for trial on March 1, 2027.